Terms and Conditions

Our Terms and Conditions section is a contract between Stanwood Life Investments and our customers. We make information and services transparent & available to our customers, and our rules will be followed as such.  

 Agreement between User and http:// stanwoodlifeinvestments.com ​ Welcome to http:// stanwoodlifeinvestments.com ​. The http:// stanwoodlifeinvestments.com ​  website (the "Site") is comprised of various web pages operated by Stanwood life investments.  http:// stanwoodlifeinvestments.com ​ is offered to you conditioned on your acceptance without  modification of the terms, conditions, and notices contained herein (the "Terms"). Your use of  http:// stanwoodlifeinvestments.com ​ constitutes your agreement to all such Terms. Please read  these terms carefully, and keep a copy of them for your reference.  http:// stanwoodlifeinvestments.com ​ is an E-Commerce Site.  Stanwood Life Investments website purpose is to find and match the client's needs with the best fit  policy to ensure financial literacy and freedom to build generational wealth.  Electronic Communications Visiting http:// stanwoodlifeinvestments.com ​ or sending emails to Stanwood life investments  constitutes electronic communications. You consent to receive electronic communications and you  agree that all agreements, notices, disclosures and other communications that we provide to you  electronically, via email and on the Site, satisfy any legal requirement that such communications be  in writing.  Your Account If you use this site, you are responsible for maintaining the confidentiality of your account and  password and for restricting access to your computer, and you agree to accept responsibility for  all activities that occur under your account or password. You may not assign or otherwise transfer  your account to any other person or entity. You acknowledge that Stanwood life investments is not  responsible for third party access to your account that results from theft or misappropriation of  your account. Stanwood life investments and its associates reserve the right to refuse or cancel  service, terminate accounts, or remove or edit content in our sole discretion.  Children Under Thirteen Stanwood life investments does not knowingly collect, either online or offline, personal information  from persons under the age of thirteen. If you are under 18, you may use http://  stanwoodlifeinvestments.com ​ only with permission of a parent or guardian.  Cancellation/Refund Policy Stanwood Life Investments herein after known as the company holds the rights to cancel any  policy and refund any paid premiums where an insured provides any false information during the  application process or fails to meet medical qualifications. Cancellations prior to 60 days are  subject to immediate refunds, cancellations after 60 days will forfeit all paid premiums. Recurring  electronic payments will be stopped as of the day of cancellation. If cancellation is on the same day  of the recurring payment, recurring payment will be forfeited if cancellation is after 6pm. If there is  a dispute it will be settled by arbitration, arbitrator will be chosen by the company. If canceled at  This is a RocketLawyer.com document. any time during the first-year matched premiums will be forfeited and refunded to the company.  Links to Third Party Sites/Third Party Services http:// stanwoodlifeinvestments.com ​ may contain links to other websites ("Linked Sites"). The  Linked Sites are not under the control of Stanwood life investments and Stanwood life investments  is not responsible for the contents of any Linked Site, including without limitation any link contained  in a Linked Site, or any changes or updates to a Linked Site. Stanwood life investments is  providing these links to you only as a convenience, and the inclusion of any link does not imply  endorsement by Stanwood life investments of the site or any association with its operators.  Certain services made available via http:// stanwoodlifeinvestments.com ​ are delivered by third  party sites and organizations. By using any product, service or functionality originating from the  http:// stanwoodlifeinvestments.com ​ domain, you hereby acknowledge and consent that Stanwood  life investments may share such information and data with any third party with whom Stanwood life  investments has a contractual relationship to provide the requested product, service or functionality  on behalf of http:// stanwoodlifeinvestments.com ​ users and customers.  No Unlawful or Prohibited Use/Intellectual Property  You are granted a non-exclusive, non-transferable, revocable license to access and use http://  stanwoodlifeinvestments.com ​ strictly in accordance with these terms of use. As a condition of  your use of the Site, you warrant to Stanwood life investments that you will not use the Site for any  purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner  which could damage, disable, overburden, or impair the Site or interfere with any other party's use  and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information  through any means not intentionally made available or provided for through the Site.  All content included as part of the Service, such as text, graphics, logos, images, as well as the  compilation thereof, and any software used on the Site, is the property of Stanwood life  investments or its suppliers and protected by copyright and other laws that protect intellectual  property and proprietary rights. You agree to observe and abide by all copyright and other  proprietary notices, legends or other restrictions contained in any such content and will not make  any changes thereto.  You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create  derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.  Stanwood life investments content is not for resale. Your use of the Site does not entitle you to  make any unauthorized use of any protected content, and in particular you will not delete or alter  any proprietary rights or attribution notices in any content. You will use protected content solely  for your personal use, and will make no other use of the content without the express written  permission of Stanwood life investments and the copyright owner. You agree that you do not  acquire any ownership rights in any protected content. We do not grant you any licenses, express  or implied, to the intellectual property of Stanwood life investments or our licensors except as  expressly authorized by these Terms.  Use of Communication Services This is a RocketLawyer.com document. The Site may contain bulletin board services, chat areas, news groups, forums, communities,  personal web pages, calendars, and/or other message or communication facilities designed to  enable you to communicate with the public at large or with a group (collectively, "Communication  Services"). You agree to use the Communication Services only to post, send and receive messages  and material that are proper and related to the particular Communication Service.  By way of example, and not as a limitation, you agree that when using a Communication Service,  you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as  rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any  inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material  or information; upload files that contain software or other material protected by intellectual  property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or  have received all necessary consents; upload files that contain viruses, corrupted files, or any other  similar software or programs that may damage the operation of another's computer; advertise or  offer to sell or buy any goods or services for any business purpose, unless such Communication  Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes  or chain letters; download any file posted by another user of a Communication Service that you  know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete  any author attributions, legal or other proper notices or proprietary designations or labels of the  origin or source of software or other material contained in a file that is uploaded; restrict or inhibit  any other user from using and enjoying the Communication Services; violate any code of conduct  or other guidelines which may be applicable for any particular Communication Service; harvest or  otherwise collect information about others, including e-mail addresses, without their consent;  violate any applicable laws or regulations.  Stanwood life investments has no obligation to monitor the Communication Services. However,  Stanwood life investments reserves the right to review materials posted to a Communication  Service and to remove any materials in its sole discretion. Stanwood life investments reserves the  right to terminate your access to any or all of the Communication Services at any time without  notice for any reason whatsoever.  Stanwood life investments reserves the right at all times to disclose any information as necessary to  satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to  post or to remove any information or materials, in whole or in part, in Stanwood life investment's  sole discretion.  Always use caution when giving out any personally identifying information about yourself or your  children in any Communication Service. Stanwood life investments does not control or endorse the  content, messages or information found in any Communication Service and, therefore, Stanwood  life investments specifically disclaims any liability with regard to the Communication Services and  any actions resulting from your participation in any Communication Service. Managers and hosts  are not authorized Stanwood life investments spokespersons, and their views do not necessarily  reflect those of Stanwood life investments.  Materials uploaded to a Communication Service may be subject to posted limitations on usage,  This is a RocketLawyer.com document. reproduction and/or dissemination. You are responsible for adhering to such limitations if you  upload the materials.  Materials Provided to http:// stanwoodlifeinvestments.com ​ or Posted on Any Stanwood  life investments Web Page Stanwood life investments does not claim ownership of the materials you provide to http://  stanwoodlifeinvestments.com ​ (including feedback and suggestions) or post, upload, input or  submit to any Stanwood life investments Site or our associated services (collectively  "Submissions"). However, by posting, uploading, inputting, providing or submitting your  Submission you are granting Stanwood life investments, our affiliated companies and necessary  sublicensees permission to use your Submission in connection with the operation of their Internet  businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display,  publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your  name in connection with your Submission.  No compensation will be paid with respect to the use of your Submission, as provided herein.  Stanwood life investments is under no obligation to post or use any Submission you may provide  and may remove any Submission at any time in Stanwood life investment's sole discretion.  By posting, uploading, inputting, providing or submitting your Submission you warrant and  represent that you own or otherwise control all of the rights to your Submission as described in this  section including, without limitation, all the rights necessary for you to provide, post, upload, input  or submit the Submissions.  Third Party Accounts You will be able to connect your Stanwood life investments account to third party accounts. By  connecting your Stanwood life investments account to your third party account, you acknowledge  and agree that you are consenting to the continuous release of information about you to others (in  accordance with your privacy settings on those third party sites). If you do not want information  about you to be shared in this manner, do not use this feature.  International Users The Service is controlled, operated and administered by Stanwood life investments from our  offices within the USA. If you access the Service from a location outside the USA, you are  responsible for compliance with all local laws. You agree that you will not use the Stanwood life  investments Content accessed through http:// stanwoodlifeinvestments.com ​ in any country or in  any manner prohibited by any applicable laws, restrictions or regulations.  Indemnification You agree to indemnify, defend and hold harmless Stanwood life investments, its officers,  directors, employees, agents and third parties, for any losses, costs, liabilities and expenses  (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the  Site or services, any user postings made by you, your violation of any terms of this Agreement or  your violation of any rights of a third party, or your violation of any applicable laws, rules or  regulations. Stanwood life investments reserves the right, at its own cost, to assume the exclusive  This is a RocketLawyer.com document. defense and control of any matter otherwise subject to indemnification by you, in which event you  will fully cooperate with Stanwood life investments in asserting any available defenses.  Arbitration In the event the parties are not able to resolve any dispute between them arising out of or  concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or  otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved  only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single  neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration  service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's  award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the  event that any legal or equitable action, proceeding or arbitration arises out of or concerns these  Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable  attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and  Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or  indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree  that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The  entire dispute, including the scope and enforceability of this arbitration provision shall be  determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms  and Conditions.  Class Action Waiver Any arbitration under these Terms and Conditions will take place on an individual basis; class  arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE  THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S  INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY  PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH  AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE  OTHER. Further, unless both you and Stanwood life investments agree otherwise, the arbitrator  may not consolidate more than one person's claims, and may not otherwise preside over any form  of a representative or class proceeding.  Liability Disclaimer THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR  AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR  TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE  INFORMATION HEREIN. STANWOOD LIFE INVESTMENTS AND/OR ITS  SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY  TIME.  STANWOOD LIFE INVESTMENTS AND/OR ITS SUPPLIERS MAKE NO  REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY,  TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS,  SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY  PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL  This is a RocketLawyer.com document. SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED  GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF  ANY KIND. STANWOOD LIFE INVESTMENTS AND/OR ITS SUPPLIERS HEREBY  DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS  INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,  INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF  MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.  TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT  SHALL STANWOOD LIFE INVESTMENTS AND/OR ITS SUPPLIERS BE LIABLE FOR  ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL  DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT  LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF  OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE,  WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE  PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY  INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS  OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF  THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT  LIABILITY OR OTHERWISE, EVEN IF STANWOOD LIFE INVESTMENTS OR ANY OF  ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.  BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR  LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES,  THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED  WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE,  YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.  Termination/Access Restriction  Stanwood life investments reserves the right, in its sole discretion, to terminate your access to the  Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Florida and you hereby consent to the exclusive jurisdiction and venue of courts in Florida in all disputes arising out  of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.  You agree that no joint venture, partnership, employment, or agency relationship exists between  you and Stanwood life investments as a result of this agreement or use of the Site. Stanwood Life investment's performance of this agreement is subject to existing laws and legal process, and  nothing contained in this agreement is in derogation of Stanwood life investment's right to comply  with governmental, court and law enforcement requests or requirements relating to your use of the  Site or information provided to or gathered by Stanwood life investments with respect to such use.  If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable  law including, but not limited to, the warranty disclaimers and liability limitations set forth above,  then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable  This is a RocketLawyer.com document. provision that most closely matches the intent of the original provision and the remainder of the  agreement shall continue in effect.  Unless otherwise specified herein, this agreement constitutes the entire agreement between the user  and Stanwood life investments with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the  user and Stanwood life investments with respect to the Site. A printed version of this agreement  and of any notice given in electronic form shall be admissible in judicial or administrative  proceedings based upon or relating to this agreement to the same extent and subject to the same  conditions as other business documents and records originally generated and maintained in printed  form. It is the express wish to the parties that this agreement and all related documents be written  in English.  Changes to Terms Stanwood life investments reserves the right, in its sole discretion, to change the Terms under  which http:// stanwoodlifeinvestments.com ​ is offered. The most current version of the Terms will  supersede all previous versions. Stanwood life investments encourages you to periodically review  the Terms to stay informed of our updates.  

Contact Us

 Stanwood life investments welcomes your questions or comments regarding the Terms:  

Stanwood life investments  

PO box 4185 clearwater, Florida 33758  

Email: stanwoodllc@gmail.com

 Effective as of September 27, 2022